"We are seven physicians in a practice of eighteen (18) years. Due to absorbent cost increases, we have decided not to carry malpractice insurance. The State of Florida does not require us to carry this coverage if we post a sign that says we (the doctors and the practice) do not have malpractice coverage. Even though we comply with the Florida Law(s), we have been served with lawsuits which have consumed a great deal of our income and have made our practice suffer tremendously. We have many patients who depend on us for their health and we do not want to abandon them because of lawsuits and insurance abuse. Short of cutting our losses and closing the practice, I am asking what your product can do for us as a group and individually?"

"I am a restaurant owner/operator. In the past 2 years my operating costs have increased dramatically and I can no longer afford insurance. I am afraid that something as ridiculous as a "slip and fall" in my restaurant will bankrupt me and my business. What can I do to protect myself and can your product help me?"

"We are a manufacturing facility in Central Ohio. Our production-line consists of various products that are used in the construction industry. In the past 3 years, we have been sued by end-users of our products for reasons that we could not control. We have tried Warning Labels, CAUTION statements and included instructions in our product shipping packages but we seem to continually lose the lawsuit because the person or business claims that they did not see our warning label, cautionary statements or had not read the instructions. It is getting too expensive to defend these fictitious claims. What else can we do? We are exposed and vulnerable to predatory lawsuits which are unfounded and frivolous. Can your product fix this issue?"

• The perfect alternative to not having insurance (if your business does not have insurance)
• the best supplement tool for controlling and managing your insurance costs (if your business does have insurance)

Whether you can afford insurance or not, HELD HARMLESS shields your business, service, and product from Insurance Claims, Deductible Fees, Lawsuits, Lawyers, Legal Fees, Bankruptcy, Foreclosure, Legal Liabilities, Losses, Injuries, and Damages BEFORE they arise; NOT AFTER.

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Don't waste another minute being exposed to Insurance Claims, Deductible Fees, Lawsuits, Lawyers, Legal Fees, Bankruptcy, Foreclosure, Legal Liabilities, Losses, Injuries, Damages and more. Shield your business, service, product, hard earned cash and assets with HELD HARMLESS.

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