Small businesses represent more than 99% of all employers (Small Business Authority - SBA - a US Government Agency)

SBA Study on the Impact of Litigation (lawsuits) on Small Business:

• ▪ Litigation is costly to small business owners both in time and money.
• ▪ It modifies the way they do business.
  
• ▪ Litigation causes emotional hardship within small firms.
  
• ▪ Legal costs for actual litigation ranged from $3,000 to $150,000
    (Small Business Authority – SBA - a US Government Agency)
  

Since January 2009, individuals and businesses have been forced to drop insurance coverage due to the rising costs. (US Economic Forecasting Statistics)

Small businesses provide 60% to 80% of the net new jobs annually (Small Business Authority - SBA - a US Government Agency)

Almost 80% of Americans believe advertising by personal injury lawyers encourages people to sue even if they have not been injured. (SickofLawsuits.org National Survey)

The national average deductible fee paid for filing an insurance claim is $2,300. (Variable Combined Stats - US National Statistical Averages)

The average American files 3.9 insurance claims per year or approximately $8,970 in deductible fees annually. (US National Statistical Averages)

Small businesses account for 97% of all U.S. exporters of goods (Small Business Authority - SBA - a US Government Agency)

Every year, the U.S. tort system costs every American a “lawsuit tax” of $825.00
(U.S. Tort Cost Trends, Tillinghast-Tower Perrin)

Small businesses are 53% home-based and 3% franchises (Small Business Authority - SBA - a US Government Agency)