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Getting to Know Us:

Although these next few pages seem long, lengthy and arduous to read, it is important that you fully understand HELD HARMLESS and the many benefits it provides in shielding and safeguarding you, your Family, your business and your hard-earned assets.  Life is ever evolving.  Every day brings new obstacles and challenges which require changes and adjustments to be made in our personal and business lives.  In order to completely understand HELD HARMLESS, you should first recognize the basics of a “hold harmless” agreement or clause.  This basic concept, along with the modifications and changes mandated by today’s ever-evolving (social and economic) environment, will clearly show you how you or your business cannot afford to go another day with being HELD HARMLESS.

What Is A “Hold Harmless” Agreement or Clause?


A “hold harmless” agreement or clause is a legal provision used to protect another party against certain or specified future claim(s).  They are the cheapest, fastest and most popular forms of all legal defenses used in the USA today; unfortunately, they are also the most abused and misused often rendering them legally ineffective.  Nevertheless, practically every legally binding contract is bound by a “hold harmless” clause and the majority of US citizens and businesses, large or small, display some sort of “hold harmless” condition.  They are primarily used to thwart-off the possibility of an insurance claim and/or lawsuit and are most often identified as posted signs or notices, fine-print in contracts, written disclaimers or as warning signs and warning labels; just to name a few.

If a “hold harmless” agreement or clause is properly written, acknowledged and/or displayed, they can help safeguard against many types of claims, including but not limited to:  insurance claims, lawsuits, legal liability, physical losses, physical damages, monetary losses, monetary damages, injuries, legal fees, professional fees, judgments and settlements and more.  Hold harmless agreements and clauses can be very effective and are often recognized and upheld as an acceptable legal defense in both State and Federal courts; regrettably, they are also the hardest to prove as they must be lawfully displayed and understood and so this is where HELD HARMLESS comes to your rescue.

The indemnified party (the one issuing the “hold harmless” statement) can reap substantial legal and financial benefits.  Legal fees for even the smallest lawsuit can easily reach into the hundreds of thousands of dollars before any settlement is awarded.  A “hold harmless” agreement can avoid that cost, as well as, all other legal fees associated, if, and, only if, it is legally written, properly displayed or identified and lawfully delivered.  Enter HELD HARMLESS…

So What is HELD HARMLESS and What Does It Do?


HELD HARMLESS is a proven legal concept based upon the already court-accepted “hold harmless” model of protection or defense.  It is the new and improved and lawfully modified version of “yesterday’s” hold harmless provision.  HELD HARMLESS now makes your “hold harmless” agreements and clauses legally binding, thereby, eliminating any contest or protest of their effect.  From insurance claims to lawsuits, HELD HARMLESS legally and lawfully shields you BEFORE problems arise and not after.  HELD HARMLESS does what insurance policies and lawyers cannot do and do not do; prevent, shield and save you money.  Regrettably, insurance and lawyers only act after a claim or lawsuit has been filed.  On the other hand, preventing and shielding from insurance claims and lawsuits BEFORE they arise is the main objective of HELD HARMLESS and that is what we can and will do for you or your business.

Being HELD HARMLESS means:
  1. You can “prevent” rather than “defend” an insurance claim or lawsuit BEFORE they arise.
  2. No more “surprise” insurance claims and deductible fees and no more “frivolous” lawsuits and legal fees.
  3. You can affordably shield your home, family, business and assets from legal or financial disaster.
  4. A reduction in insurance premium and/or access to a policy that was once not affordable.
  5. A reduction of the overwhelming strain on the US Court System.
  6. An opportunity to finally reform the insurance, legal and healthcare industries at no cost to the American consumer.
Find Out More About HOW HELD HARMLESS WORKS…
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