The mission and purpose of HELD HARMLESS is focused on the development of an all-encompassing and affordable product which shields and shelters our members from: Insurance Claims, Deductible Fees, Lawsuits, Lawyers, Legal Fees, Bankruptcy, Foreclosure, Legal Liabilities, Losses, Injuries, Damages, Insurance Premium Cost Increases and more.

HELD HARMLESS, is not an insurance company, an insurance product nor is it affiliated with any law firm. On the other hand, HELD HARMLESS does emulate insurance and the capabilities of a lawyer. Our product is enforced-by and strengthened-by State and Federal laws, as well as, precedent setting legal cases and decisions which have been used and are still being used in Courts of Law today. More specifically: these aforementioned laws, cases and legal decisions are used to determine insurance and legal-claim outcomes which are typically resolved after an insurance claim or lawsuit has been filed. The key differences between HELD HARMLESS and other products and services, such as insurance and lawyers, are: 1.) The cost 2.) The ethics and, more importantly, 3.) EFFICIENCY and EFFECTIVENESS: HELD HARMLESS takes action BEFORE problems arise; Not After!

                             SHIELD yourself and your business.
                             SAFEGUARD your home, your business, assets, cash and your future.
                             SAVE hundreds and thousands of dollars in annual insurance costs, deductible                                 fees, and legal fees.

• SHIELD: The strength of the HELD HARMLESS product comes from our ability to “shield you” by disseminating a national “legal warning and caution” known as National Legal Public Notice. State and Federal laws require you to post constructive notices or written legal notices of your Warning Labels, Posted Notices or Legal Disclaimers to be considered "held harmless" from Insurance Claims, Deductible Fees, Lawsuits, Lawyers, Legal Fees, Bankruptcy, Foreclosure, Legal Liabilities, Losses, Injuries, Damages and more. These written legal notices must (by law) be clearly visible, or properly published to be enforceable in a Court of Law. If your written legal notices do not meet the full requirements of the law, you or your business become instant proverbial “sitting-ducks” in the line of legal and insurance fire. That is why HELD HARMLESS posts "National” Legal Public Notice of all your Warning Labels, Posted Notices or Legal Disclaimers. We cover all State and Federal legal requirements and a whole lot more; 24 hours a day - 7 days a week; legally, lawfully and affordably. With HELD HARMLESS’ National Legal Public Notice in place, you are lawfully sheltered and shielded from Insurance Claims, Deductible Fees, Lawsuits, Lawyers, Legal Fees, Bankruptcy, Foreclosure, Legal Liabilities, Losses, Injuries, Damages and more (see our LEGAL PROOF page). We notify the national public to "enter, use or proceed at their own risk; HELD HARMLESS Members are not legally liable for losses, injuries or damages sustained by others!" ...and we do this 100% according to the law.

• SAFEGUARD: HELD HARMLESS safeguards you, your business, your products and your services with the strength of the “HELD HARMLESS Shield”. This is accomplished by aligning our product with the strict guidelines of State and Federal laws and legal precedent-setting cases. These laws and cases are the very same as those used to regulate lawyers and insurance commissioners, as well as, to enforce the laws and determine insurance claims, payouts and settlements. Because they are established and currently in-place, we have adopted them as the foundation of our HELD HARMLESS product. We use these laws, cases and rulings to shield our members; not expensive lawyers and insurance policies. Remember, HELD HARMLESS utilizes proven and established legal guidelines to safeguard you or your business and to lawfully provide "National Legal Public Notice" which clearly states: “…you, your family or your business is not legally liable for losses, injuries or damages sustained by others.” That is the purpose of HELD HARMLESS; to lawfully and legally shield and safeguard you or your business BEFORE problems arise; Not After!

• SAVE: HELD HARMLESS will save you money! We shield everyone and every business (with or without insurance); we even shield insurance policies from unnecessary claims, deductible fees and policy cost increases. If you do have insurance, the two most important financial benefits of HELD HARMLESS are: 1.) Your policy premium costs do not increase and, 2.) You are no longer forced to pay unjustifiable deductible fees. As a result, if you are not making claims, you are not paying deductible fees and, better yet, you do not run the risk of being dropped as a "High Risk" customer from filing too many claims. Alternatively, if you do not have insurance, HELD HARMLESS will save you thousands of dollars in legal fees and other costs which stem from just trying to defend your cash and assets from someone else’s claim(s) against you or your business.

REMEMBER: HELD HARMLESS Shields You FIRST!

                Before You Call Your Lawyer!
                Before You Are Forced to Spend A Dime!
                Before You Make A Claim Against Your Insurance!

HELD HARMLESS is revolutionizing America! The benefits of HELD HARMLESS are unmatched. There is no other product available that offers as great a shield at such a low annual cost; BEFORE the problems arise; Not After!

Take Control of Your Financial Future with HELD HARMLESS!

SAVE MONEY!  SAFEGUARD YOUR FUTURE!  SHIELD YOUR ASSETS!

NEVER PAY AN INCREASE & THERE ARE NO DEDUCTIBLE PAYMENTS - EVER!